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MERS Filing/Chapter 13 Means Test
Attorneys representing debtors or creditors, whether in bankruptcy or not, will inevitably encounter at least one of two “M” words that they don’t fully understand – MERS or Modifications. MERS is a national electronic registration and tracking system that tracks the beneficial ownership interests and servicing rights in mortgage loans. Modification comprises many different public and private options that change or modify the terms of loans to hopefully help a borrower keep his home. This session will cover both of these areas in general terms including the advantages and disadvantages of each and what you need to know about them for effective representation of your client.
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